LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,473
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,421
−HK$963/mo
Today · 4.125%
HK$32,384
baseline
▲ 0.50% · 4.625%
HK$34,355
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,768/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,901
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,810
−HK$923/mo
Today · 4.125%
HK$35,733
baseline
▲ 0.50% · 4.625%
HK$37,616
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,466/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,568
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,705
−HK$1,156/mo
Today · 4.125%
HK$38,861
baseline
▲ 0.50% · 4.625%
HK$41,226
+HK$2,365/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,722/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,681
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,772
−HK$1,107/mo
Today · 4.125%
HK$42,879
baseline
▲ 0.50% · 4.625%
HK$45,139
+HK$2,260/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,758/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,662
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,989
−HK$1,349/mo
Today · 4.125%
HK$45,338
baseline
▲ 0.50% · 4.625%
HK$48,096
+HK$2,758/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,676/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,462
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,734
−HK$1,292/mo
Today · 4.125%
HK$50,026
baseline
▲ 0.50% · 4.625%
HK$52,663
+HK$2,637/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,052/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,852
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,558
−HK$1,733/mo
Today · 4.125%
HK$58,291
baseline
▲ 0.50% · 4.625%
HK$61,838
+HK$3,547/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,582/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,022
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,659
−HK$1,660/mo
Today · 4.125%
HK$64,319
baseline
▲ 0.50% · 4.625%
HK$67,709
+HK$3,390/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,638/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,148 · Scale 2, in force from 26 Feb 2026)