LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,476
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,424
−HK$963/mo
Today · 4.125%
HK$32,387
baseline
▲ 0.50% · 4.625%
HK$34,358
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,774/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,904
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,814
−HK$922/mo
Today · 4.125%
HK$35,736
baseline
▲ 0.50% · 4.625%
HK$37,620
+HK$1,884/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,472/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,571
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,709
−HK$1,156/mo
Today · 4.125%
HK$38,865
baseline
▲ 0.50% · 4.625%
HK$41,229
+HK$2,364/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,730/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,685
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,776
−HK$1,107/mo
Today · 4.125%
HK$42,883
baseline
▲ 0.50% · 4.625%
HK$45,144
+HK$2,261/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,766/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,667
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,994
−HK$1,348/mo
Today · 4.125%
HK$45,342
baseline
▲ 0.50% · 4.625%
HK$48,101
+HK$2,759/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,684/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,466
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,739
−HK$1,292/mo
Today · 4.125%
HK$50,031
baseline
▲ 0.50% · 4.625%
HK$52,668
+HK$2,637/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,062/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,857
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,563
−HK$1,734/mo
Today · 4.125%
HK$58,297
baseline
▲ 0.50% · 4.625%
HK$61,844
+HK$3,547/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,594/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,028
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,665
−HK$1,660/mo
Today · 4.125%
HK$64,325
baseline
▲ 0.50% · 4.625%
HK$67,716
+HK$3,391/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,650/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,196 · Scale 2, in force from 26 Feb 2026)