LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,478
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,426
−HK$963/mo
Today · 4.125%
HK$32,389
baseline
▲ 0.50% · 4.625%
HK$34,360
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,778/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,906
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,815
−HK$923/mo
Today · 4.125%
HK$35,738
baseline
▲ 0.50% · 4.625%
HK$37,622
+HK$1,884/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,476/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,573
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$1,156/mo
Today · 4.125%
HK$38,867
baseline
▲ 0.50% · 4.625%
HK$41,232
+HK$2,365/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,734/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,687
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,779
−HK$1,107/mo
Today · 4.125%
HK$42,886
baseline
▲ 0.50% · 4.625%
HK$45,146
+HK$2,260/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,772/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,669
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,996
−HK$1,348/mo
Today · 4.125%
HK$45,344
baseline
▲ 0.50% · 4.625%
HK$48,104
+HK$2,760/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,688/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,469
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,742
−HK$1,291/mo
Today · 4.125%
HK$50,033
baseline
▲ 0.50% · 4.625%
HK$52,670
+HK$2,637/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,066/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,860
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,566
−HK$1,734/mo
Today · 4.125%
HK$58,300
baseline
▲ 0.50% · 4.625%
HK$61,847
+HK$3,547/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,600/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,031
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,668
−HK$1,660/mo
Today · 4.125%
HK$64,328
baseline
▲ 0.50% · 4.625%
HK$67,719
+HK$3,391/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,656/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,221 · Scale 2, in force from 26 Feb 2026)