LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,481
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,430
−HK$963/mo
Today · 4.125%
HK$32,393
baseline
▲ 0.50% · 4.625%
HK$34,364
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,786/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,910
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,820
−HK$922/mo
Today · 4.125%
HK$35,742
baseline
▲ 0.50% · 4.625%
HK$37,626
+HK$1,884/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,578
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,715
−HK$1,156/mo
Today · 4.125%
HK$38,871
baseline
▲ 0.50% · 4.625%
HK$41,237
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,742/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,692
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,784
−HK$1,107/mo
Today · 4.125%
HK$42,891
baseline
▲ 0.50% · 4.625%
HK$45,152
+HK$2,261/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,782/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,674
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,001
−HK$1,349/mo
Today · 4.125%
HK$45,350
baseline
▲ 0.50% · 4.625%
HK$48,109
+HK$2,759/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,700/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,474
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,291/mo
Today · 4.125%
HK$50,039
baseline
▲ 0.50% · 4.625%
HK$52,677
+HK$2,638/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,078/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,867
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,573
−HK$1,734/mo
Today · 4.125%
HK$58,307
baseline
▲ 0.50% · 4.625%
HK$61,855
+HK$3,548/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,614/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,038
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,675
−HK$1,661/mo
Today · 4.125%
HK$64,336
baseline
▲ 0.50% · 4.625%
HK$67,727
+HK$3,391/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,672/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,283 · Scale 2, in force from 26 Feb 2026)