LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,485
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$963/mo
Today · 4.125%
HK$32,396
baseline
▲ 0.50% · 4.625%
HK$34,368
+HK$1,972/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,792/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$923/mo
Today · 4.125%
HK$35,746
baseline
▲ 0.50% · 4.625%
HK$37,630
+HK$1,884/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,492/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,582
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,720
−HK$1,156/mo
Today · 4.125%
HK$38,876
baseline
▲ 0.50% · 4.625%
HK$41,241
+HK$2,365/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,752/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,697
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,788
−HK$1,107/mo
Today · 4.125%
HK$42,895
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,262/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,790/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,679
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,006
−HK$1,349/mo
Today · 4.125%
HK$45,355
baseline
▲ 0.50% · 4.625%
HK$48,115
+HK$2,760/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,710/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,480
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,753
−HK$1,292/mo
Today · 4.125%
HK$50,045
baseline
▲ 0.50% · 4.625%
HK$52,683
+HK$2,638/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,090/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,872
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,579
−HK$1,734/mo
Today · 4.125%
HK$58,313
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,549/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,626/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,045
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,682
−HK$1,661/mo
Today · 4.125%
HK$64,343
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,392/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,686/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,337 · Scale 2, in force from 26 Feb 2026)