LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,486
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,434
−HK$964/mo
Today · 4.125%
HK$32,398
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,796/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,915
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,825
−HK$923/mo
Today · 4.125%
HK$35,748
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$1,884/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,496/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,721
−HK$1,156/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$41,243
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,698
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,790
−HK$1,107/mo
Today · 4.125%
HK$42,897
baseline
▲ 0.50% · 4.625%
HK$45,158
+HK$2,261/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,794/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,680
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,008
−HK$1,349/mo
Today · 4.125%
HK$45,357
baseline
▲ 0.50% · 4.625%
HK$48,117
+HK$2,760/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,714/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,482
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,755
−HK$1,292/mo
Today · 4.125%
HK$50,047
baseline
▲ 0.50% · 4.625%
HK$52,685
+HK$2,638/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,094/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,875
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,582
−HK$1,734/mo
Today · 4.125%
HK$58,316
baseline
▲ 0.50% · 4.625%
HK$61,864
+HK$3,548/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,632/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,048
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,685
−HK$1,661/mo
Today · 4.125%
HK$64,346
baseline
▲ 0.50% · 4.625%
HK$67,738
+HK$3,392/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,692/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,359 · Scale 2, in force from 26 Feb 2026)