LTV · monthly repayment
▼ 0.50% · 3.625%
HK$304,869
−HK$19,118/mo
▼ 0.25% · 3.875%
HK$314,353
−HK$9,634/mo
Today · 4.125%
HK$323,987
baseline
▲ 0.50% · 4.625%
HK$343,701
+HK$19,714/mo
Deposit HK$66.85M · loan HK$66.85M · min. income ≈ HK$647,974/mo (50% DSR)
Upfront cash ≈ HK$75.54M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,164
−HK$18,324/mo
▼ 0.25% · 3.875%
HK$348,260
−HK$9,228/mo
Today · 4.125%
HK$357,488
baseline
▲ 0.50% · 4.625%
HK$376,332
+HK$18,844/mo
Deposit HK$66.85M · loan HK$66.85M · min. income ≈ HK$714,976/mo (50% DSR)
Upfront cash ≈ HK$75.54M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,843
−HK$22,942/mo
▼ 0.25% · 3.875%
HK$377,223
−HK$11,562/mo
Today · 4.125%
HK$388,785
baseline
▲ 0.50% · 4.625%
HK$412,442
+HK$23,657/mo
Deposit HK$53.48M · loan HK$80.22M · min. income ≈ HK$777,570/mo (50% DSR)
Upfront cash ≈ HK$62.17M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$406,997
−HK$21,989/mo
▼ 0.25% · 3.875%
HK$417,912
−HK$11,074/mo
Today · 4.125%
HK$428,986
baseline
▲ 0.50% · 4.625%
HK$451,598
+HK$22,612/mo
Deposit HK$53.48M · loan HK$80.22M · min. income ≈ HK$857,972/mo (50% DSR)
Upfront cash ≈ HK$62.17M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,817
−HK$26,765/mo
▼ 0.25% · 3.875%
HK$440,094
−HK$13,488/mo
Today · 4.125%
HK$453,582
baseline
▲ 0.50% · 4.625%
HK$481,182
+HK$27,600/mo
Deposit HK$40.11M · loan HK$93.59M · min. income ≈ HK$907,164/mo (50% DSR)
Upfront cash ≈ HK$48.80M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,830
−HK$25,653/mo
▼ 0.25% · 3.875%
HK$487,565
−HK$12,918/mo
Today · 4.125%
HK$500,483
baseline
▲ 0.50% · 4.625%
HK$526,865
+HK$26,382/mo
Deposit HK$40.11M · loan HK$93.59M · min. income ≈ HK$1,000,966/mo (50% DSR)
Upfront cash ≈ HK$48.80M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$548,765
−HK$34,412/mo
▼ 0.25% · 3.875%
HK$565,835
−HK$17,342/mo
Today · 4.125%
HK$583,177
baseline
▲ 0.50% · 4.625%
HK$618,662
+HK$35,485/mo
Deposit HK$13.37M · loan HK$120.33M · min. income ≈ HK$1,166,354/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$610,496
−HK$32,983/mo
▼ 0.25% · 3.875%
HK$626,869
−HK$16,610/mo
Today · 4.125%
HK$643,479
baseline
▲ 0.50% · 4.625%
HK$677,397
+HK$33,918/mo
Deposit HK$13.37M · loan HK$120.33M · min. income ≈ HK$1,286,958/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$8,690,476 · Scale 2, in force from 26 Feb 2026)