LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,488
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,436
−HK$964/mo
Today · 4.125%
HK$32,400
baseline
▲ 0.50% · 4.625%
HK$34,371
+HK$1,971/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,800/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,917
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,827
−HK$923/mo
Today · 4.125%
HK$35,750
baseline
▲ 0.50% · 4.625%
HK$37,634
+HK$1,884/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,500/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,585
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,723
−HK$1,156/mo
Today · 4.125%
HK$38,879
baseline
▲ 0.50% · 4.625%
HK$41,245
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,758/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,701
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,792
−HK$1,108/mo
Today · 4.125%
HK$42,900
baseline
▲ 0.50% · 4.625%
HK$45,161
+HK$2,261/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,800/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,683
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,010
−HK$1,349/mo
Today · 4.125%
HK$45,359
baseline
▲ 0.50% · 4.625%
HK$48,119
+HK$2,760/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,718/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,484
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,758
−HK$1,292/mo
Today · 4.125%
HK$50,050
baseline
▲ 0.50% · 4.625%
HK$52,688
+HK$2,638/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,100/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,878
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,585
−HK$1,734/mo
Today · 4.125%
HK$58,319
baseline
▲ 0.50% · 4.625%
HK$61,868
+HK$3,549/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,638/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,051
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,688
−HK$1,661/mo
Today · 4.125%
HK$64,349
baseline
▲ 0.50% · 4.625%
HK$67,741
+HK$3,392/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,698/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,386 · Scale 2, in force from 26 Feb 2026)