LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,491
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$963/mo
Today · 4.125%
HK$32,403
baseline
▲ 0.50% · 4.625%
HK$34,375
+HK$1,972/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,806/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,921
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,831
−HK$923/mo
Today · 4.125%
HK$35,754
baseline
▲ 0.50% · 4.625%
HK$37,639
+HK$1,885/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,508/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,590
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$1,156/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$41,250
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,706
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,797
−HK$1,108/mo
Today · 4.125%
HK$42,905
baseline
▲ 0.50% · 4.625%
HK$45,166
+HK$2,261/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,810/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,688
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,016
−HK$1,349/mo
Today · 4.125%
HK$45,365
baseline
▲ 0.50% · 4.625%
HK$48,125
+HK$2,760/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,730/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,490
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,764
−HK$1,292/mo
Today · 4.125%
HK$50,056
baseline
▲ 0.50% · 4.625%
HK$52,694
+HK$2,638/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,112/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,884
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,592
−HK$1,734/mo
Today · 4.125%
HK$58,326
baseline
▲ 0.50% · 4.625%
HK$61,875
+HK$3,549/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,652/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,058
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,696
−HK$1,661/mo
Today · 4.125%
HK$64,357
baseline
▲ 0.50% · 4.625%
HK$67,750
+HK$3,393/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,714/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,447 · Scale 2, in force from 26 Feb 2026)