LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,492
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,441
−HK$963/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,376
+HK$1,972/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,832
−HK$923/mo
Today · 4.125%
HK$35,755
baseline
▲ 0.50% · 4.625%
HK$37,640
+HK$1,885/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,510/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,591
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,729
−HK$1,156/mo
Today · 4.125%
HK$38,885
baseline
▲ 0.50% · 4.625%
HK$41,251
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,770/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,707
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,107/mo
Today · 4.125%
HK$42,906
baseline
▲ 0.50% · 4.625%
HK$45,168
+HK$2,262/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,812/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,689
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,017
−HK$1,349/mo
Today · 4.125%
HK$45,366
baseline
▲ 0.50% · 4.625%
HK$48,127
+HK$2,761/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,732/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,491
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,765
−HK$1,292/mo
Today · 4.125%
HK$50,057
baseline
▲ 0.50% · 4.625%
HK$52,696
+HK$2,639/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,114/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,886
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,593
−HK$1,735/mo
Today · 4.125%
HK$58,328
baseline
▲ 0.50% · 4.625%
HK$61,877
+HK$3,549/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,656/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,060
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,698
−HK$1,661/mo
Today · 4.125%
HK$64,359
baseline
▲ 0.50% · 4.625%
HK$67,752
+HK$3,393/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,718/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,463 · Scale 2, in force from 26 Feb 2026)