LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,495
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,444
−HK$964/mo
Today · 4.125%
HK$32,408
baseline
▲ 0.50% · 4.625%
HK$34,380
+HK$1,972/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,816/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,926
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,836
−HK$923/mo
Today · 4.125%
HK$35,759
baseline
▲ 0.50% · 4.625%
HK$37,643
+HK$1,884/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,518/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,594
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,733
−HK$1,156/mo
Today · 4.125%
HK$38,889
baseline
▲ 0.50% · 4.625%
HK$41,255
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,778/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,711
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,803
−HK$1,107/mo
Today · 4.125%
HK$42,910
baseline
▲ 0.50% · 4.625%
HK$45,172
+HK$2,262/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,820/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,693
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,021
−HK$1,350/mo
Today · 4.125%
HK$45,371
baseline
▲ 0.50% · 4.625%
HK$48,131
+HK$2,760/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,742/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,496
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,770
−HK$1,292/mo
Today · 4.125%
HK$50,062
baseline
▲ 0.50% · 4.625%
HK$52,701
+HK$2,639/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,124/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,891
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,599
−HK$1,735/mo
Today · 4.125%
HK$58,334
baseline
▲ 0.50% · 4.625%
HK$61,883
+HK$3,549/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,668/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,066
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,704
−HK$1,661/mo
Today · 4.125%
HK$64,365
baseline
▲ 0.50% · 4.625%
HK$67,758
+HK$3,393/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,730/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,511 · Scale 2, in force from 26 Feb 2026)