LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,498
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,447
−HK$964/mo
Today · 4.125%
HK$32,411
baseline
▲ 0.50% · 4.625%
HK$34,383
+HK$1,972/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,822/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,929
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$923/mo
Today · 4.125%
HK$35,762
baseline
▲ 0.50% · 4.625%
HK$37,647
+HK$1,885/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,524/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,598
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,736
−HK$1,157/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$41,259
+HK$2,366/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,715
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,107/mo
Today · 4.125%
HK$42,914
baseline
▲ 0.50% · 4.625%
HK$45,176
+HK$2,262/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,828/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,697
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,025
−HK$1,350/mo
Today · 4.125%
HK$45,375
baseline
▲ 0.50% · 4.625%
HK$48,136
+HK$2,761/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,750/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,500
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,774
−HK$1,293/mo
Today · 4.125%
HK$50,067
baseline
▲ 0.50% · 4.625%
HK$52,706
+HK$2,639/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,134/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,897
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$56,604
−HK$1,735/mo
Today · 4.125%
HK$58,339
baseline
▲ 0.50% · 4.625%
HK$61,889
+HK$3,550/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,678/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,072
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$62,710
−HK$1,661/mo
Today · 4.125%
HK$64,371
baseline
▲ 0.50% · 4.625%
HK$67,764
+HK$3,393/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,742/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,557 · Scale 2, in force from 26 Feb 2026)