LTV · monthly repayment
▼ 0.50% · 3.625%
HK$305,010
−HK$19,127/mo
▼ 0.25% · 3.875%
HK$314,498
−HK$9,639/mo
Today · 4.125%
HK$324,137
baseline
▲ 0.50% · 4.625%
HK$343,860
+HK$19,723/mo
Deposit HK$66.88M · loan HK$66.88M · min. income ≈ HK$648,274/mo (50% DSR)
Upfront cash ≈ HK$75.58M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,321
−HK$18,332/mo
▼ 0.25% · 3.875%
HK$348,421
−HK$9,232/mo
Today · 4.125%
HK$357,653
baseline
▲ 0.50% · 4.625%
HK$376,506
+HK$18,853/mo
Deposit HK$66.88M · loan HK$66.88M · min. income ≈ HK$715,306/mo (50% DSR)
Upfront cash ≈ HK$75.58M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,012
−HK$22,953/mo
▼ 0.25% · 3.875%
HK$377,397
−HK$11,568/mo
Today · 4.125%
HK$388,965
baseline
▲ 0.50% · 4.625%
HK$412,632
+HK$23,667/mo
Deposit HK$53.50M · loan HK$80.26M · min. income ≈ HK$777,930/mo (50% DSR)
Upfront cash ≈ HK$62.20M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,185
−HK$21,999/mo
▼ 0.25% · 3.875%
HK$418,106
−HK$11,078/mo
Today · 4.125%
HK$429,184
baseline
▲ 0.50% · 4.625%
HK$451,807
+HK$22,623/mo
Deposit HK$53.50M · loan HK$80.26M · min. income ≈ HK$858,368/mo (50% DSR)
Upfront cash ≈ HK$62.20M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,014
−HK$26,778/mo
▼ 0.25% · 3.875%
HK$440,297
−HK$13,495/mo
Today · 4.125%
HK$453,792
baseline
▲ 0.50% · 4.625%
HK$481,404
+HK$27,612/mo
Deposit HK$40.13M · loan HK$93.63M · min. income ≈ HK$907,584/mo (50% DSR)
Upfront cash ≈ HK$48.82M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,049
−HK$25,666/mo
▼ 0.25% · 3.875%
HK$487,790
−HK$12,925/mo
Today · 4.125%
HK$500,715
baseline
▲ 0.50% · 4.625%
HK$527,108
+HK$26,393/mo
Deposit HK$40.13M · loan HK$93.63M · min. income ≈ HK$1,001,430/mo (50% DSR)
Upfront cash ≈ HK$48.82M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$549,019
−HK$34,428/mo
▼ 0.25% · 3.875%
HK$566,096
−HK$17,351/mo
Today · 4.125%
HK$583,447
baseline
▲ 0.50% · 4.625%
HK$618,948
+HK$35,501/mo
Deposit HK$13.38M · loan HK$120.39M · min. income ≈ HK$1,166,894/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$610,778
−HK$32,998/mo
▼ 0.25% · 3.875%
HK$627,158
−HK$16,618/mo
Today · 4.125%
HK$643,776
baseline
▲ 0.50% · 4.625%
HK$677,710
+HK$33,934/mo
Deposit HK$13.38M · loan HK$120.39M · min. income ≈ HK$1,287,552/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$8,694,491 · Scale 2, in force from 26 Feb 2026)