LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,502
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$964/mo
Today · 4.125%
HK$32,414
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,828/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,933
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,843
−HK$923/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,651
+HK$1,885/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,602
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,740
−HK$1,157/mo
Today · 4.125%
HK$38,897
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,367/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,794/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,719
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,811
−HK$1,108/mo
Today · 4.125%
HK$42,919
baseline
▲ 0.50% · 4.625%
HK$45,181
+HK$2,262/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,838/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,702
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,030
−HK$1,350/mo
Today · 4.125%
HK$45,380
baseline
▲ 0.50% · 4.625%
HK$48,141
+HK$2,761/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,760/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,506
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,780
−HK$1,292/mo
Today · 4.125%
HK$50,072
baseline
▲ 0.50% · 4.625%
HK$52,712
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,144/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,903
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,611
−HK$1,735/mo
Today · 4.125%
HK$58,346
baseline
▲ 0.50% · 4.625%
HK$61,896
+HK$3,550/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,692/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,079
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,717
−HK$1,662/mo
Today · 4.125%
HK$64,379
baseline
▲ 0.50% · 4.625%
HK$67,772
+HK$3,393/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,758/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,614 · Scale 2, in force from 26 Feb 2026)