LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,505
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,453
−HK$964/mo
Today · 4.125%
HK$32,417
baseline
▲ 0.50% · 4.625%
HK$34,390
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,834/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,936
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,846
−HK$923/mo
Today · 4.125%
HK$35,769
baseline
▲ 0.50% · 4.625%
HK$37,655
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,538/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,605
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,744
−HK$1,157/mo
Today · 4.125%
HK$38,901
baseline
▲ 0.50% · 4.625%
HK$41,268
+HK$2,367/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,802/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,723
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,815
−HK$1,108/mo
Today · 4.125%
HK$42,923
baseline
▲ 0.50% · 4.625%
HK$45,186
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,846/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,706
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,035
−HK$1,349/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$48,146
+HK$2,762/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,785
−HK$1,292/mo
Today · 4.125%
HK$50,077
baseline
▲ 0.50% · 4.625%
HK$52,717
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,154/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,908
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$56,616
−HK$1,735/mo
Today · 4.125%
HK$58,351
baseline
▲ 0.50% · 4.625%
HK$61,902
+HK$3,551/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,702/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,085
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,723
−HK$1,662/mo
Today · 4.125%
HK$64,385
baseline
▲ 0.50% · 4.625%
HK$67,779
+HK$3,394/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,770/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,664 · Scale 2, in force from 26 Feb 2026)