LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,505
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,454
−HK$964/mo
Today · 4.125%
HK$32,418
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,836/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,847
−HK$923/mo
Today · 4.125%
HK$35,770
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,540/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,606
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,157/mo
Today · 4.125%
HK$38,902
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,367/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,804/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,724
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,816
−HK$1,108/mo
Today · 4.125%
HK$42,924
baseline
▲ 0.50% · 4.625%
HK$45,187
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,848/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,707
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,036
−HK$1,349/mo
Today · 4.125%
HK$45,385
baseline
▲ 0.50% · 4.625%
HK$48,147
+HK$2,762/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,770/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,511
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,786
−HK$1,292/mo
Today · 4.125%
HK$50,078
baseline
▲ 0.50% · 4.625%
HK$52,718
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,156/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,909
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,617
−HK$1,736/mo
Today · 4.125%
HK$58,353
baseline
▲ 0.50% · 4.625%
HK$61,903
+HK$3,550/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,706/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,086
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,724
−HK$1,662/mo
Today · 4.125%
HK$64,386
baseline
▲ 0.50% · 4.625%
HK$67,780
+HK$3,394/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,772/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,674 · Scale 2, in force from 26 Feb 2026)