LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,506
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,455
−HK$964/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,972/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$923/mo
Today · 4.125%
HK$35,771
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$1,885/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,542/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,607
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,746
−HK$1,157/mo
Today · 4.125%
HK$38,903
baseline
▲ 0.50% · 4.625%
HK$41,270
+HK$2,367/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,806/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,725
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,817
−HK$1,108/mo
Today · 4.125%
HK$42,925
baseline
▲ 0.50% · 4.625%
HK$45,188
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,850/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,708
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,037
−HK$1,349/mo
Today · 4.125%
HK$45,386
baseline
▲ 0.50% · 4.625%
HK$48,148
+HK$2,762/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,772/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,512
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,787
−HK$1,292/mo
Today · 4.125%
HK$50,079
baseline
▲ 0.50% · 4.625%
HK$52,719
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$100,158/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,910
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,618
−HK$1,736/mo
Today · 4.125%
HK$58,354
baseline
▲ 0.50% · 4.625%
HK$61,904
+HK$3,550/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,708/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,087
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,726
−HK$1,662/mo
Today · 4.125%
HK$64,388
baseline
▲ 0.50% · 4.625%
HK$67,782
+HK$3,394/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,776/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,684 · Scale 2, in force from 26 Feb 2026)