LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,509
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,458
−HK$965/mo
Today · 4.125%
HK$32,423
baseline
▲ 0.50% · 4.625%
HK$34,396
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,846/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,941
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,852
−HK$923/mo
Today · 4.125%
HK$35,775
baseline
▲ 0.50% · 4.625%
HK$37,661
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,550/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,611
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,750
−HK$1,157/mo
Today · 4.125%
HK$38,907
baseline
▲ 0.50% · 4.625%
HK$41,275
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,814/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,730
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,822
−HK$1,108/mo
Today · 4.125%
HK$42,930
baseline
▲ 0.50% · 4.625%
HK$45,193
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,860/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,350/mo
Today · 4.125%
HK$45,392
baseline
▲ 0.50% · 4.625%
HK$48,154
+HK$2,762/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,784/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,518
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,792
−HK$1,293/mo
Today · 4.125%
HK$50,085
baseline
▲ 0.50% · 4.625%
HK$52,725
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$100,170/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,917
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,625
−HK$1,736/mo
Today · 4.125%
HK$58,361
baseline
▲ 0.50% · 4.625%
HK$61,912
+HK$3,551/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,722/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,095
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$62,733
−HK$1,662/mo
Today · 4.125%
HK$64,395
baseline
▲ 0.50% · 4.625%
HK$67,790
+HK$3,395/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,790/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,744 · Scale 2, in force from 26 Feb 2026)