LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,515
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$965/mo
Today · 4.125%
HK$32,429
baseline
▲ 0.50% · 4.625%
HK$34,402
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,858/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,948
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,858
−HK$924/mo
Today · 4.125%
HK$35,782
baseline
▲ 0.50% · 4.625%
HK$37,668
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,564/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,158/mo
Today · 4.125%
HK$38,915
baseline
▲ 0.50% · 4.625%
HK$41,282
+HK$2,367/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,830/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,737
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,830
−HK$1,108/mo
Today · 4.125%
HK$42,938
baseline
▲ 0.50% · 4.625%
HK$45,202
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,876/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,721
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,050
−HK$1,350/mo
Today · 4.125%
HK$45,400
baseline
▲ 0.50% · 4.625%
HK$48,163
+HK$2,763/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,800/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,527
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,802
−HK$1,293/mo
Today · 4.125%
HK$50,095
baseline
▲ 0.50% · 4.625%
HK$52,735
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$100,190/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,636
−HK$1,736/mo
Today · 4.125%
HK$58,372
baseline
▲ 0.50% · 4.625%
HK$61,924
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,744/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,106
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,745
−HK$1,662/mo
Today · 4.125%
HK$64,407
baseline
▲ 0.50% · 4.625%
HK$67,802
+HK$3,395/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,814/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,838 · Scale 2, in force from 26 Feb 2026)