LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,516
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,465
−HK$964/mo
Today · 4.125%
HK$32,429
baseline
▲ 0.50% · 4.625%
HK$34,403
+HK$1,974/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,858/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,948
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,859
−HK$924/mo
Today · 4.125%
HK$35,783
baseline
▲ 0.50% · 4.625%
HK$37,669
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,566/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,619
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,758
−HK$1,157/mo
Today · 4.125%
HK$38,915
baseline
▲ 0.50% · 4.625%
HK$41,283
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,830/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,738
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,831
−HK$1,108/mo
Today · 4.125%
HK$42,939
baseline
▲ 0.50% · 4.625%
HK$45,202
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,878/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,722
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,051
−HK$1,350/mo
Today · 4.125%
HK$45,401
baseline
▲ 0.50% · 4.625%
HK$48,164
+HK$2,763/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,802/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,528
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,802
−HK$1,294/mo
Today · 4.125%
HK$50,096
baseline
▲ 0.50% · 4.625%
HK$52,736
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$100,192/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,928
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,637
−HK$1,736/mo
Today · 4.125%
HK$58,373
baseline
▲ 0.50% · 4.625%
HK$61,925
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,746/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,107
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,746
−HK$1,663/mo
Today · 4.125%
HK$64,409
baseline
▲ 0.50% · 4.625%
HK$67,804
+HK$3,395/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,818/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,847 · Scale 2, in force from 26 Feb 2026)