LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,516
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,465
−HK$965/mo
Today · 4.125%
HK$32,430
baseline
▲ 0.50% · 4.625%
HK$34,403
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,860/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,949
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$923/mo
Today · 4.125%
HK$35,783
baseline
▲ 0.50% · 4.625%
HK$37,669
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,566/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,620
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,759
−HK$1,157/mo
Today · 4.125%
HK$38,916
baseline
▲ 0.50% · 4.625%
HK$41,284
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,832/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,739
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,831
−HK$1,109/mo
Today · 4.125%
HK$42,940
baseline
▲ 0.50% · 4.625%
HK$45,203
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,880/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,723
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,052
−HK$1,350/mo
Today · 4.125%
HK$45,402
baseline
▲ 0.50% · 4.625%
HK$48,164
+HK$2,762/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,804/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,529
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,803
−HK$1,293/mo
Today · 4.125%
HK$50,096
baseline
▲ 0.50% · 4.625%
HK$52,737
+HK$2,641/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$100,192/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,929
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,638
−HK$1,736/mo
Today · 4.125%
HK$58,374
baseline
▲ 0.50% · 4.625%
HK$61,926
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,748/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,108
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,747
−HK$1,663/mo
Today · 4.125%
HK$64,410
baseline
▲ 0.50% · 4.625%
HK$67,805
+HK$3,395/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,820/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,856 · Scale 2, in force from 26 Feb 2026)