LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,517
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,466
−HK$965/mo
Today · 4.125%
HK$32,431
baseline
▲ 0.50% · 4.625%
HK$34,404
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,862/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,950
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$924/mo
Today · 4.125%
HK$35,784
baseline
▲ 0.50% · 4.625%
HK$37,670
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,568/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,620
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,759
−HK$1,158/mo
Today · 4.125%
HK$38,917
baseline
▲ 0.50% · 4.625%
HK$41,285
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,834/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,740
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,832
−HK$1,109/mo
Today · 4.125%
HK$42,941
baseline
▲ 0.50% · 4.625%
HK$45,204
+HK$2,263/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,882/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,724
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,053
−HK$1,350/mo
Today · 4.125%
HK$45,403
baseline
▲ 0.50% · 4.625%
HK$48,166
+HK$2,763/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,806/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,530
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,804
−HK$1,294/mo
Today · 4.125%
HK$50,098
baseline
▲ 0.50% · 4.625%
HK$52,738
+HK$2,640/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$100,196/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,930
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,639
−HK$1,736/mo
Today · 4.125%
HK$58,375
baseline
▲ 0.50% · 4.625%
HK$61,927
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,750/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,110
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,749
−HK$1,662/mo
Today · 4.125%
HK$64,411
baseline
▲ 0.50% · 4.625%
HK$67,806
+HK$3,395/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,822/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,867 · Scale 2, in force from 26 Feb 2026)