LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,517
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,467
−HK$964/mo
Today · 4.125%
HK$32,431
baseline
▲ 0.50% · 4.625%
HK$34,404
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,862/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,950
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,861
−HK$924/mo
Today · 4.125%
HK$35,785
baseline
▲ 0.50% · 4.625%
HK$37,671
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,570/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,621
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,760
−HK$1,157/mo
Today · 4.125%
HK$38,917
baseline
▲ 0.50% · 4.625%
HK$41,285
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,834/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,740
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,833
−HK$1,108/mo
Today · 4.125%
HK$42,941
baseline
▲ 0.50% · 4.625%
HK$45,205
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,882/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,724
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,053
−HK$1,351/mo
Today · 4.125%
HK$45,404
baseline
▲ 0.50% · 4.625%
HK$48,166
+HK$2,762/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$90,808/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,530
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,805
−HK$1,293/mo
Today · 4.125%
HK$50,098
baseline
▲ 0.50% · 4.625%
HK$52,739
+HK$2,641/mo
Deposit HK$4.01M · loan HK$9.37M · min. income ≈ HK$100,196/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,931
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,640
−HK$1,736/mo
Today · 4.125%
HK$58,376
baseline
▲ 0.50% · 4.625%
HK$61,928
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$116,752/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,110
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,749
−HK$1,663/mo
Today · 4.125%
HK$64,412
baseline
▲ 0.50% · 4.625%
HK$67,807
+HK$3,395/mo
Deposit HK$1.34M · loan HK$12.04M · min. income ≈ HK$128,824/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,875 · Scale 2, in force from 26 Feb 2026)