LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,520
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,469
−HK$965/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,407
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,953
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,864
−HK$923/mo
Today · 4.125%
HK$35,787
baseline
▲ 0.50% · 4.625%
HK$37,674
+HK$1,887/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,574/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,624
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,763
−HK$1,157/mo
Today · 4.125%
HK$38,920
baseline
▲ 0.50% · 4.625%
HK$41,289
+HK$2,369/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,840/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,744
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,836
−HK$1,109/mo
Today · 4.125%
HK$42,945
baseline
▲ 0.50% · 4.625%
HK$45,209
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,890/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,728
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,057
−HK$1,350/mo
Today · 4.125%
HK$45,407
baseline
▲ 0.50% · 4.625%
HK$48,170
+HK$2,763/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,814/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,534
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,809
−HK$1,293/mo
Today · 4.125%
HK$50,102
baseline
▲ 0.50% · 4.625%
HK$52,743
+HK$2,641/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,204/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,936
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,644
−HK$1,737/mo
Today · 4.125%
HK$58,381
baseline
▲ 0.50% · 4.625%
HK$61,933
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,762/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,115
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,754
−HK$1,663/mo
Today · 4.125%
HK$64,417
baseline
▲ 0.50% · 4.625%
HK$67,813
+HK$3,396/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,834/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,915 · Scale 2, in force from 26 Feb 2026)