LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,522
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,471
−HK$965/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,955
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$923/mo
Today · 4.125%
HK$35,789
baseline
▲ 0.50% · 4.625%
HK$37,676
+HK$1,887/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,578/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,626
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,158/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$41,291
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,746
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,839
−HK$1,108/mo
Today · 4.125%
HK$42,947
baseline
▲ 0.50% · 4.625%
HK$45,211
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,894/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,730
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,059
−HK$1,351/mo
Today · 4.125%
HK$45,410
baseline
▲ 0.50% · 4.625%
HK$48,173
+HK$2,763/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,820/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,537
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,812
−HK$1,293/mo
Today · 4.125%
HK$50,105
baseline
▲ 0.50% · 4.625%
HK$52,746
+HK$2,641/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,210/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,939
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,648
−HK$1,736/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,937
+HK$3,553/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,119
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,758
−HK$1,663/mo
Today · 4.125%
HK$64,421
baseline
▲ 0.50% · 4.625%
HK$67,817
+HK$3,396/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,842/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,944 · Scale 2, in force from 26 Feb 2026)