LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,523
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,472
−HK$965/mo
Today · 4.125%
HK$32,437
baseline
▲ 0.50% · 4.625%
HK$34,410
+HK$1,973/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,874/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,956
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$924/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,677
+HK$1,886/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$7.19M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,627
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,766
−HK$1,158/mo
Today · 4.125%
HK$38,924
baseline
▲ 0.50% · 4.625%
HK$41,292
+HK$2,368/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,848/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,747
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,840
−HK$1,109/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,213
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,732
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,061
−HK$1,350/mo
Today · 4.125%
HK$45,411
baseline
▲ 0.50% · 4.625%
HK$48,174
+HK$2,763/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,822/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,538
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,813
−HK$1,294/mo
Today · 4.125%
HK$50,107
baseline
▲ 0.50% · 4.625%
HK$52,748
+HK$2,641/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,214/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,941
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,650
−HK$1,736/mo
Today · 4.125%
HK$58,386
baseline
▲ 0.50% · 4.625%
HK$61,938
+HK$3,552/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,772/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,121
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,760
−HK$1,663/mo
Today · 4.125%
HK$64,423
baseline
▲ 0.50% · 4.625%
HK$67,819
+HK$3,396/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,846/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,960 · Scale 2, in force from 26 Feb 2026)