LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,526
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,475
−HK$965/mo
Today · 4.125%
HK$32,440
baseline
▲ 0.50% · 4.625%
HK$34,414
+HK$1,974/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,880/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,960
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$924/mo
Today · 4.125%
HK$35,794
baseline
▲ 0.50% · 4.625%
HK$37,681
+HK$1,887/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,588/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,631
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,158/mo
Today · 4.125%
HK$38,928
baseline
▲ 0.50% · 4.625%
HK$41,297
+HK$2,369/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,856/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,751
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,109/mo
Today · 4.125%
HK$42,953
baseline
▲ 0.50% · 4.625%
HK$45,217
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,906/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,736
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,065
−HK$1,351/mo
Today · 4.125%
HK$45,416
baseline
▲ 0.50% · 4.625%
HK$48,179
+HK$2,763/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,832/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,543
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,818
−HK$1,294/mo
Today · 4.125%
HK$50,112
baseline
▲ 0.50% · 4.625%
HK$52,754
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,224/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,946
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,655
−HK$1,737/mo
Today · 4.125%
HK$58,392
baseline
▲ 0.50% · 4.625%
HK$61,945
+HK$3,553/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,784/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,127
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,767
−HK$1,663/mo
Today · 4.125%
HK$64,430
baseline
▲ 0.50% · 4.625%
HK$67,826
+HK$3,396/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,860/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,012 · Scale 2, in force from 26 Feb 2026)