LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,527
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,476
−HK$965/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,415
+HK$1,974/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,960
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,871
−HK$924/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,682
+HK$1,887/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,632
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,771
−HK$1,158/mo
Today · 4.125%
HK$38,929
baseline
▲ 0.50% · 4.625%
HK$41,298
+HK$2,369/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$77,858/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,753
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,846
−HK$1,108/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,218
+HK$2,264/mo
Deposit HK$5.35M · loan HK$8.03M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,737
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,067
−HK$1,350/mo
Today · 4.125%
HK$45,417
baseline
▲ 0.50% · 4.625%
HK$48,181
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,834/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,545
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,820
−HK$1,293/mo
Today · 4.125%
HK$50,113
baseline
▲ 0.50% · 4.625%
HK$52,755
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,226/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,948
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,657
−HK$1,736/mo
Today · 4.125%
HK$58,393
baseline
▲ 0.50% · 4.625%
HK$61,947
+HK$3,554/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,786/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,129
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,768
−HK$1,663/mo
Today · 4.125%
HK$64,431
baseline
▲ 0.50% · 4.625%
HK$67,828
+HK$3,397/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,862/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,025 · Scale 2, in force from 26 Feb 2026)