LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,529
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,478
−HK$965/mo
Today · 4.125%
HK$32,443
baseline
▲ 0.50% · 4.625%
HK$34,417
+HK$1,974/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,886/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,963
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,874
−HK$924/mo
Today · 4.125%
HK$35,798
baseline
▲ 0.50% · 4.625%
HK$37,685
+HK$1,887/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,596/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,634
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,774
−HK$1,158/mo
Today · 4.125%
HK$38,932
baseline
▲ 0.50% · 4.625%
HK$41,301
+HK$2,369/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$77,864/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,755
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,848
−HK$1,109/mo
Today · 4.125%
HK$42,957
baseline
▲ 0.50% · 4.625%
HK$45,222
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$85,914/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,740
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,070
−HK$1,350/mo
Today · 4.125%
HK$45,420
baseline
▲ 0.50% · 4.625%
HK$48,184
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,840/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,548
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,823
−HK$1,294/mo
Today · 4.125%
HK$50,117
baseline
▲ 0.50% · 4.625%
HK$52,759
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,234/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,952
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,661
−HK$1,737/mo
Today · 4.125%
HK$58,398
baseline
▲ 0.50% · 4.625%
HK$61,951
+HK$3,553/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,796/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,133
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,773
−HK$1,663/mo
Today · 4.125%
HK$64,436
baseline
▲ 0.50% · 4.625%
HK$67,832
+HK$3,396/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,872/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,061 · Scale 2, in force from 26 Feb 2026)