LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,533
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,482
−HK$965/mo
Today · 4.125%
HK$32,447
baseline
▲ 0.50% · 4.625%
HK$34,421
+HK$1,974/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$64,894/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,967
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,878
−HK$924/mo
Today · 4.125%
HK$35,802
baseline
▲ 0.50% · 4.625%
HK$37,689
+HK$1,887/mo
Deposit HK$6.69M · loan HK$6.69M · min. income ≈ HK$71,604/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,639
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,779
−HK$1,158/mo
Today · 4.125%
HK$38,937
baseline
▲ 0.50% · 4.625%
HK$41,306
+HK$2,369/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$77,874/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,761
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,854
−HK$1,109/mo
Today · 4.125%
HK$42,963
baseline
▲ 0.50% · 4.625%
HK$45,227
+HK$2,264/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$85,926/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,746
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,075
−HK$1,351/mo
Today · 4.125%
HK$45,426
baseline
▲ 0.50% · 4.625%
HK$48,190
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,852/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,554
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,829
−HK$1,294/mo
Today · 4.125%
HK$50,123
baseline
▲ 0.50% · 4.625%
HK$52,765
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,246/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,959
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,668
−HK$1,737/mo
Today · 4.125%
HK$58,405
baseline
▲ 0.50% · 4.625%
HK$61,959
+HK$3,554/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,810/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,141
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,781
−HK$1,663/mo
Today · 4.125%
HK$64,444
baseline
▲ 0.50% · 4.625%
HK$67,841
+HK$3,397/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,888/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,123 · Scale 2, in force from 26 Feb 2026)