LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,533
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,483
−HK$965/mo
Today · 4.125%
HK$32,448
baseline
▲ 0.50% · 4.625%
HK$34,422
+HK$1,974/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,896/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,968
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,879
−HK$924/mo
Today · 4.125%
HK$35,803
baseline
▲ 0.50% · 4.625%
HK$37,690
+HK$1,887/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,606/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,640
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,780
−HK$1,157/mo
Today · 4.125%
HK$38,937
baseline
▲ 0.50% · 4.625%
HK$41,307
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$77,874/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,761
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,855
−HK$1,109/mo
Today · 4.125%
HK$42,964
baseline
▲ 0.50% · 4.625%
HK$45,228
+HK$2,264/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$85,928/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,746
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,076
−HK$1,351/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$48,191
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,555
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,830
−HK$1,294/mo
Today · 4.125%
HK$50,124
baseline
▲ 0.50% · 4.625%
HK$52,766
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,248/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,960
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,669
−HK$1,737/mo
Today · 4.125%
HK$58,406
baseline
▲ 0.50% · 4.625%
HK$61,960
+HK$3,554/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,812/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,142
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,782
−HK$1,664/mo
Today · 4.125%
HK$64,446
baseline
▲ 0.50% · 4.625%
HK$67,843
+HK$3,397/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,892/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,135 · Scale 2, in force from 26 Feb 2026)