LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,534
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,483
−HK$965/mo
Today · 4.125%
HK$32,448
baseline
▲ 0.50% · 4.625%
HK$34,423
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,896/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,968
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,879
−HK$924/mo
Today · 4.125%
HK$35,803
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,606/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,640
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,780
−HK$1,158/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$41,307
+HK$2,369/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,762
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,855
−HK$1,109/mo
Today · 4.125%
HK$42,964
baseline
▲ 0.50% · 4.625%
HK$45,229
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$85,928/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,747
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,077
−HK$1,351/mo
Today · 4.125%
HK$45,428
baseline
▲ 0.50% · 4.625%
HK$48,192
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,856/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,556
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,831
−HK$1,294/mo
Today · 4.125%
HK$50,125
baseline
▲ 0.50% · 4.625%
HK$52,767
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,250/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,960
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,670
−HK$1,737/mo
Today · 4.125%
HK$58,407
baseline
▲ 0.50% · 4.625%
HK$61,961
+HK$3,554/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,814/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,143
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,783
−HK$1,663/mo
Today · 4.125%
HK$64,446
baseline
▲ 0.50% · 4.625%
HK$67,843
+HK$3,397/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,892/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,140 · Scale 2, in force from 26 Feb 2026)