LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,535
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$965/mo
Today · 4.125%
HK$32,450
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,900/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,970
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,881
−HK$925/mo
Today · 4.125%
HK$35,806
baseline
▲ 0.50% · 4.625%
HK$37,693
+HK$1,887/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,612/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,642
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,158/mo
Today · 4.125%
HK$38,940
baseline
▲ 0.50% · 4.625%
HK$41,310
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$77,880/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,764
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,858
−HK$1,109/mo
Today · 4.125%
HK$42,967
baseline
▲ 0.50% · 4.625%
HK$45,232
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.03M · min. income ≈ HK$85,934/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,749
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,079
−HK$1,351/mo
Today · 4.125%
HK$45,430
baseline
▲ 0.50% · 4.625%
HK$48,195
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,860/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,558
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,834
−HK$1,294/mo
Today · 4.125%
HK$50,128
baseline
▲ 0.50% · 4.625%
HK$52,770
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,256/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,964
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,673
−HK$1,737/mo
Today · 4.125%
HK$58,410
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,554/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,820/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,146
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,786
−HK$1,664/mo
Today · 4.125%
HK$64,450
baseline
▲ 0.50% · 4.625%
HK$67,847
+HK$3,397/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,900/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,170 · Scale 2, in force from 26 Feb 2026)