LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,539
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,489
−HK$965/mo
Today · 4.125%
HK$32,454
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,908/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,974
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$924/mo
Today · 4.125%
HK$35,810
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,620/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,647
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,787
−HK$1,158/mo
Today · 4.125%
HK$38,945
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,890/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,769
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,863
−HK$1,109/mo
Today · 4.125%
HK$42,972
baseline
▲ 0.50% · 4.625%
HK$45,237
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,944/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,755
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,085
−HK$1,351/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$48,200
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,564
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,840
−HK$1,294/mo
Today · 4.125%
HK$50,134
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.37M · min. income ≈ HK$100,268/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,970
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,680
−HK$1,737/mo
Today · 4.125%
HK$58,417
baseline
▲ 0.50% · 4.625%
HK$61,972
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,834/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,154
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,794
−HK$1,664/mo
Today · 4.125%
HK$64,458
baseline
▲ 0.50% · 4.625%
HK$67,856
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,916/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,232 · Scale 2, in force from 26 Feb 2026)