LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,539
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,489
−HK$966/mo
Today · 4.125%
HK$32,455
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,974/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,910/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,975
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$924/mo
Today · 4.125%
HK$35,810
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,620/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,647
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,787
−HK$1,159/mo
Today · 4.125%
HK$38,946
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,369/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,892/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,770
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,863
−HK$1,110/mo
Today · 4.125%
HK$42,973
baseline
▲ 0.50% · 4.625%
HK$45,238
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,946/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,755
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,085
−HK$1,351/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,565
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,840
−HK$1,295/mo
Today · 4.125%
HK$50,135
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,270/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,971
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,681
−HK$1,737/mo
Today · 4.125%
HK$58,418
baseline
▲ 0.50% · 4.625%
HK$61,973
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,836/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,155
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,795
−HK$1,664/mo
Today · 4.125%
HK$64,459
baseline
▲ 0.50% · 4.625%
HK$67,856
+HK$3,397/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,918/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,238 · Scale 2, in force from 26 Feb 2026)