LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,540
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$965/mo
Today · 4.125%
HK$32,455
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,974/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,910/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,975
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$925/mo
Today · 4.125%
HK$35,811
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$1,887/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,622/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,648
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,787
−HK$1,159/mo
Today · 4.125%
HK$38,946
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,369/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,892/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,770
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,863
−HK$1,110/mo
Today · 4.125%
HK$42,973
baseline
▲ 0.50% · 4.625%
HK$45,238
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,946/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,755
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,085
−HK$1,352/mo
Today · 4.125%
HK$45,437
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,764/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,874/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,565
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,841
−HK$1,294/mo
Today · 4.125%
HK$50,135
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$2,642/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,270/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,971
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,681
−HK$1,737/mo
Today · 4.125%
HK$58,418
baseline
▲ 0.50% · 4.625%
HK$61,973
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,836/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,155
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,795
−HK$1,664/mo
Today · 4.125%
HK$64,459
baseline
▲ 0.50% · 4.625%
HK$67,857
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,918/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,240 · Scale 2, in force from 26 Feb 2026)