LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,542
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,492
−HK$965/mo
Today · 4.125%
HK$32,457
baseline
▲ 0.50% · 4.625%
HK$34,432
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,914/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,977
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$924/mo
Today · 4.125%
HK$35,813
baseline
▲ 0.50% · 4.625%
HK$37,701
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,626/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,650
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,790
−HK$1,158/mo
Today · 4.125%
HK$38,948
baseline
▲ 0.50% · 4.625%
HK$41,318
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,896/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,773
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,866
−HK$1,110/mo
Today · 4.125%
HK$42,976
baseline
▲ 0.50% · 4.625%
HK$45,241
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,952/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,758
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,088
−HK$1,352/mo
Today · 4.125%
HK$45,440
baseline
▲ 0.50% · 4.625%
HK$48,205
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,880/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,568
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,844
−HK$1,294/mo
Today · 4.125%
HK$50,138
baseline
▲ 0.50% · 4.625%
HK$52,781
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,276/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,975
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,685
−HK$1,737/mo
Today · 4.125%
HK$58,422
baseline
▲ 0.50% · 4.625%
HK$61,977
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$116,844/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,159
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,799
−HK$1,664/mo
Today · 4.125%
HK$64,463
baseline
▲ 0.50% · 4.625%
HK$67,861
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.05M · min. income ≈ HK$128,926/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,274 · Scale 2, in force from 26 Feb 2026)