LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,543
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,493
−HK$966/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,979
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,890
−HK$925/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,652
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,792
−HK$1,158/mo
Today · 4.125%
HK$38,950
baseline
▲ 0.50% · 4.625%
HK$41,320
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,900/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,775
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,868
−HK$1,110/mo
Today · 4.125%
HK$42,978
baseline
▲ 0.50% · 4.625%
HK$45,243
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,956/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,761
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,091
−HK$1,351/mo
Today · 4.125%
HK$45,442
baseline
▲ 0.50% · 4.625%
HK$48,207
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,884/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,847
−HK$1,294/mo
Today · 4.125%
HK$50,141
baseline
▲ 0.50% · 4.625%
HK$52,784
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,282/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,978
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,737/mo
Today · 4.125%
HK$58,425
baseline
▲ 0.50% · 4.625%
HK$61,981
+HK$3,556/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,850/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,162
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,803
−HK$1,664/mo
Today · 4.125%
HK$64,467
baseline
▲ 0.50% · 4.625%
HK$67,865
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,934/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,300 · Scale 2, in force from 26 Feb 2026)