LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,544
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$965/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,891
−HK$924/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,652
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,792
−HK$1,159/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,775
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,869
−HK$1,109/mo
Today · 4.125%
HK$42,978
baseline
▲ 0.50% · 4.625%
HK$45,244
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,956/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,761
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,091
−HK$1,352/mo
Today · 4.125%
HK$45,443
baseline
▲ 0.50% · 4.625%
HK$48,208
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,886/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,847
−HK$1,294/mo
Today · 4.125%
HK$50,141
baseline
▲ 0.50% · 4.625%
HK$52,784
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,282/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,979
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,689
−HK$1,737/mo
Today · 4.125%
HK$58,426
baseline
▲ 0.50% · 4.625%
HK$61,981
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,852/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,163
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,803
−HK$1,665/mo
Today · 4.125%
HK$64,468
baseline
▲ 0.50% · 4.625%
HK$67,866
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,936/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,307 · Scale 2, in force from 26 Feb 2026)