LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,544
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$965/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,891
−HK$925/mo
Today · 4.125%
HK$35,816
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,632/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,158/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,776
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,870
−HK$1,109/mo
Today · 4.125%
HK$42,979
baseline
▲ 0.50% · 4.625%
HK$45,244
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,958/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,762
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,092
−HK$1,351/mo
Today · 4.125%
HK$45,443
baseline
▲ 0.50% · 4.625%
HK$48,208
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,886/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,572
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,848
−HK$1,294/mo
Today · 4.125%
HK$50,142
baseline
▲ 0.50% · 4.625%
HK$52,785
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,284/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,979
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,737/mo
Today · 4.125%
HK$58,427
baseline
▲ 0.50% · 4.625%
HK$61,982
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,854/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,164
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,804
−HK$1,664/mo
Today · 4.125%
HK$64,468
baseline
▲ 0.50% · 4.625%
HK$67,867
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,936/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,314 · Scale 2, in force from 26 Feb 2026)