LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,546
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,496
−HK$965/mo
Today · 4.125%
HK$32,461
baseline
▲ 0.50% · 4.625%
HK$34,436
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,922/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,982
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,893
−HK$925/mo
Today · 4.125%
HK$35,818
baseline
▲ 0.50% · 4.625%
HK$37,706
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,636/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,795
−HK$1,158/mo
Today · 4.125%
HK$38,953
baseline
▲ 0.50% · 4.625%
HK$41,324
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,906/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,778
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,872
−HK$1,109/mo
Today · 4.125%
HK$42,981
baseline
▲ 0.50% · 4.625%
HK$45,247
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,962/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,764
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,352/mo
Today · 4.125%
HK$45,446
baseline
▲ 0.50% · 4.625%
HK$48,211
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,892/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,574
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,850
−HK$1,295/mo
Today · 4.125%
HK$50,145
baseline
▲ 0.50% · 4.625%
HK$52,788
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,290/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,982
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,692
−HK$1,738/mo
Today · 4.125%
HK$58,430
baseline
▲ 0.50% · 4.625%
HK$61,985
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,860/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,808
−HK$1,664/mo
Today · 4.125%
HK$64,472
baseline
▲ 0.50% · 4.625%
HK$67,870
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,944/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,340 · Scale 2, in force from 26 Feb 2026)