LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,547
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,498
−HK$965/mo
Today · 4.125%
HK$32,463
baseline
▲ 0.50% · 4.625%
HK$34,438
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,926/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,984
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$925/mo
Today · 4.125%
HK$35,820
baseline
▲ 0.50% · 4.625%
HK$37,708
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,640/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,797
−HK$1,159/mo
Today · 4.125%
HK$38,956
baseline
▲ 0.50% · 4.625%
HK$41,326
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,912/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,780
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,874
−HK$1,110/mo
Today · 4.125%
HK$42,984
baseline
▲ 0.50% · 4.625%
HK$45,249
+HK$2,265/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,968/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,766
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,097
−HK$1,351/mo
Today · 4.125%
HK$45,448
baseline
▲ 0.50% · 4.625%
HK$48,214
+HK$2,766/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,896/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,577
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,853
−HK$1,295/mo
Today · 4.125%
HK$50,148
baseline
▲ 0.50% · 4.625%
HK$52,791
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,296/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,985
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,696
−HK$1,737/mo
Today · 4.125%
HK$58,433
baseline
▲ 0.50% · 4.625%
HK$61,989
+HK$3,556/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,866/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,171
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,811
−HK$1,664/mo
Today · 4.125%
HK$64,475
baseline
▲ 0.50% · 4.625%
HK$67,874
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,950/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,368 · Scale 2, in force from 26 Feb 2026)