LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,548
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,499
−HK$965/mo
Today · 4.125%
HK$32,464
baseline
▲ 0.50% · 4.625%
HK$34,439
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,928/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,985
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,896
−HK$925/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$37,709
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,658
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,798
−HK$1,159/mo
Today · 4.125%
HK$38,957
baseline
▲ 0.50% · 4.625%
HK$41,327
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,914/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,782
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,109/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,251
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,768
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,098
−HK$1,352/mo
Today · 4.125%
HK$45,450
baseline
▲ 0.50% · 4.625%
HK$48,215
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,900/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,579
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,855
−HK$1,294/mo
Today · 4.125%
HK$50,149
baseline
▲ 0.50% · 4.625%
HK$52,793
+HK$2,644/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,298/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,987
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,698
−HK$1,737/mo
Today · 4.125%
HK$58,435
baseline
▲ 0.50% · 4.625%
HK$61,991
+HK$3,556/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,870/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,173
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,813
−HK$1,665/mo
Today · 4.125%
HK$64,478
baseline
▲ 0.50% · 4.625%
HK$67,876
+HK$3,398/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,956/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,385 · Scale 2, in force from 26 Feb 2026)