LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,549
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,499
−HK$966/mo
Today · 4.125%
HK$32,465
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,930/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,986
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$925/mo
Today · 4.125%
HK$35,822
baseline
▲ 0.50% · 4.625%
HK$37,710
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,644/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,799
−HK$1,159/mo
Today · 4.125%
HK$38,958
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,916/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,783
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,110/mo
Today · 4.125%
HK$42,986
baseline
▲ 0.50% · 4.625%
HK$45,252
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,972/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,769
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,099
−HK$1,352/mo
Today · 4.125%
HK$45,451
baseline
▲ 0.50% · 4.625%
HK$48,216
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,902/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,580
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,856
−HK$1,294/mo
Today · 4.125%
HK$50,150
baseline
▲ 0.50% · 4.625%
HK$52,794
+HK$2,644/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,300/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,988
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,699
−HK$1,738/mo
Today · 4.125%
HK$58,437
baseline
▲ 0.50% · 4.625%
HK$61,992
+HK$3,555/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,874/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,174
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,815
−HK$1,664/mo
Today · 4.125%
HK$64,479
baseline
▲ 0.50% · 4.625%
HK$67,878
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,958/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,396 · Scale 2, in force from 26 Feb 2026)