LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,550
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,500
−HK$966/mo
Today · 4.125%
HK$32,466
baseline
▲ 0.50% · 4.625%
HK$34,441
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,932/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,986
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$925/mo
Today · 4.125%
HK$35,823
baseline
▲ 0.50% · 4.625%
HK$37,711
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,646/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,660
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,800
−HK$1,159/mo
Today · 4.125%
HK$38,959
baseline
▲ 0.50% · 4.625%
HK$41,329
+HK$2,370/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,918/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,877
−HK$1,110/mo
Today · 4.125%
HK$42,987
baseline
▲ 0.50% · 4.625%
HK$45,253
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,974/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,770
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,100
−HK$1,352/mo
Today · 4.125%
HK$45,452
baseline
▲ 0.50% · 4.625%
HK$48,217
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,904/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,581
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,857
−HK$1,295/mo
Today · 4.125%
HK$50,152
baseline
▲ 0.50% · 4.625%
HK$52,795
+HK$2,643/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,304/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,990
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,700
−HK$1,738/mo
Today · 4.125%
HK$58,438
baseline
▲ 0.50% · 4.625%
HK$61,994
+HK$3,556/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,876/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,176
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,816
−HK$1,665/mo
Today · 4.125%
HK$64,481
baseline
▲ 0.50% · 4.625%
HK$67,880
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,962/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,409 · Scale 2, in force from 26 Feb 2026)