LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,552
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,502
−HK$966/mo
Today · 4.125%
HK$32,468
baseline
▲ 0.50% · 4.625%
HK$34,443
+HK$1,975/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,936/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,989
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,900
−HK$925/mo
Today · 4.125%
HK$35,825
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,650/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,662
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,158/mo
Today · 4.125%
HK$38,961
baseline
▲ 0.50% · 4.625%
HK$41,332
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,922/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,786
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,880
−HK$1,110/mo
Today · 4.125%
HK$42,990
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,980/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,773
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,103
−HK$1,352/mo
Today · 4.125%
HK$45,455
baseline
▲ 0.50% · 4.625%
HK$48,221
+HK$2,766/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,910/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,584
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,860
−HK$1,295/mo
Today · 4.125%
HK$50,155
baseline
▲ 0.50% · 4.625%
HK$52,799
+HK$2,644/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,310/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,993
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,704
−HK$1,738/mo
Today · 4.125%
HK$58,442
baseline
▲ 0.50% · 4.625%
HK$61,998
+HK$3,556/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,884/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,180
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,820
−HK$1,665/mo
Today · 4.125%
HK$64,485
baseline
▲ 0.50% · 4.625%
HK$67,884
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,970/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,441 · Scale 2, in force from 26 Feb 2026)