LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,552
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$965/mo
Today · 4.125%
HK$32,468
baseline
▲ 0.50% · 4.625%
HK$34,444
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,936/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,989
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,901
−HK$925/mo
Today · 4.125%
HK$35,826
baseline
▲ 0.50% · 4.625%
HK$37,714
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,652/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,663
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,159/mo
Today · 4.125%
HK$38,962
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,924/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,787
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,881
−HK$1,110/mo
Today · 4.125%
HK$42,991
baseline
▲ 0.50% · 4.625%
HK$45,257
+HK$2,266/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,982/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,773
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,352/mo
Today · 4.125%
HK$45,456
baseline
▲ 0.50% · 4.625%
HK$48,221
+HK$2,765/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,912/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,585
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,295/mo
Today · 4.125%
HK$50,156
baseline
▲ 0.50% · 4.625%
HK$52,800
+HK$2,644/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,312/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,994
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,705
−HK$1,738/mo
Today · 4.125%
HK$58,443
baseline
▲ 0.50% · 4.625%
HK$61,999
+HK$3,556/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,886/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,181
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,821
−HK$1,665/mo
Today · 4.125%
HK$64,486
baseline
▲ 0.50% · 4.625%
HK$67,885
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,972/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,450 · Scale 2, in force from 26 Feb 2026)