LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,556
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$966/mo
Today · 4.125%
HK$32,472
baseline
▲ 0.50% · 4.625%
HK$34,448
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,944/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,904
−HK$925/mo
Today · 4.125%
HK$35,829
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,658/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,667
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,159/mo
Today · 4.125%
HK$38,966
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,932/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,791
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,885
−HK$1,110/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,262
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,778
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,108
−HK$1,352/mo
Today · 4.125%
HK$45,460
baseline
▲ 0.50% · 4.625%
HK$48,227
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,920/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,590
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,866
−HK$1,295/mo
Today · 4.125%
HK$50,161
baseline
▲ 0.50% · 4.625%
HK$52,805
+HK$2,644/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,322/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,000
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,711
−HK$1,738/mo
Today · 4.125%
HK$58,449
baseline
▲ 0.50% · 4.625%
HK$62,006
+HK$3,557/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,898/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,187
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,828
−HK$1,665/mo
Today · 4.125%
HK$64,493
baseline
▲ 0.50% · 4.625%
HK$67,892
+HK$3,399/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,986/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,503 · Scale 2, in force from 26 Feb 2026)