LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,557
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,508
−HK$965/mo
Today · 4.125%
HK$32,473
baseline
▲ 0.50% · 4.625%
HK$34,449
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,946/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,994
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,906
−HK$925/mo
Today · 4.125%
HK$35,831
baseline
▲ 0.50% · 4.625%
HK$37,720
+HK$1,889/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,662/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,668
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,809
−HK$1,159/mo
Today · 4.125%
HK$38,968
baseline
▲ 0.50% · 4.625%
HK$41,339
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,936/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,793
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,887
−HK$1,110/mo
Today · 4.125%
HK$42,997
baseline
▲ 0.50% · 4.625%
HK$45,264
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,994/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,780
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$44,111
−HK$1,352/mo
Today · 4.125%
HK$45,463
baseline
▲ 0.50% · 4.625%
HK$48,229
+HK$2,766/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,926/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,592
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,869
−HK$1,294/mo
Today · 4.125%
HK$50,163
baseline
▲ 0.50% · 4.625%
HK$52,808
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,326/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,003
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,714
−HK$1,738/mo
Today · 4.125%
HK$58,452
baseline
▲ 0.50% · 4.625%
HK$62,009
+HK$3,557/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,904/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,190
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,831
−HK$1,665/mo
Today · 4.125%
HK$64,496
baseline
▲ 0.50% · 4.625%
HK$67,896
+HK$3,400/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,992/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,528 · Scale 2, in force from 26 Feb 2026)