LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,558
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,508
−HK$966/mo
Today · 4.125%
HK$32,474
baseline
▲ 0.50% · 4.625%
HK$34,450
+HK$1,976/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$64,948/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,995
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,907
−HK$925/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$37,720
+HK$1,888/mo
Deposit HK$6.70M · loan HK$6.70M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$7.20M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,669
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,810
−HK$1,159/mo
Today · 4.125%
HK$38,969
baseline
▲ 0.50% · 4.625%
HK$41,340
+HK$2,371/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$77,938/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,794
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,888
−HK$1,110/mo
Today · 4.125%
HK$42,998
baseline
▲ 0.50% · 4.625%
HK$45,265
+HK$2,267/mo
Deposit HK$5.36M · loan HK$8.04M · min. income ≈ HK$85,996/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,781
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,111
−HK$1,352/mo
Today · 4.125%
HK$45,463
baseline
▲ 0.50% · 4.625%
HK$48,230
+HK$2,767/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$90,926/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,593
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$48,869
−HK$1,295/mo
Today · 4.125%
HK$50,164
baseline
▲ 0.50% · 4.625%
HK$52,809
+HK$2,645/mo
Deposit HK$4.02M · loan HK$9.38M · min. income ≈ HK$100,328/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,004
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,715
−HK$1,738/mo
Today · 4.125%
HK$58,453
baseline
▲ 0.50% · 4.625%
HK$62,010
+HK$3,557/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$116,906/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,191
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,832
−HK$1,665/mo
Today · 4.125%
HK$64,497
baseline
▲ 0.50% · 4.625%
HK$67,897
+HK$3,400/mo
Deposit HK$1.34M · loan HK$12.06M · min. income ≈ HK$128,994/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$502,536 · Scale 2, in force from 26 Feb 2026)